The following rates are valid for Massachusetts only and are based on the Golden Rule Insurance Company's Premier Non-smoker rates. The ValuTerm 10/15 rates are gaurenteed to stay the same for the first 10/15 years.

ValuTerm^®ValuTerm Rates

Premier Nontobacco Rates Per $1,000

ValuTerm 98-10
-
ValuTerm 98-15

Male
Female
Age
Male
Female

-
-
-
-
-

0.39
0.30
30
0.51
0.39

0.39
0.30
35
0.53
0.46

0.57
0.46
40
0.76
0.62

0.88
0.69
45
1.21
0.78

1.41
1.02
50
1.95
1.13

2.21
1.46
55
2.98
1.55

3.47
2.16
60
4.92
2.55

Add $60 annual policy fee.

ValuTerm® ValuTerm Rates

Premier Nontobacco Rates Per $1,000

ValuTerm^®ValuTerm Rates