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Definition:
    Pronunciation: 'spred-"shEt
    Function: noun
    Date: 1982
    : an accounting program for a computer; also:                
      the ledger layout modeled by such a program

Mirriam Webster

Your examples
    Download My Spreadsheet

My Paycheck
 

My Budget

Investments

Graph.jpg (36657 bytes) Graph Of Investments

Writing -
I used Microsoft Excel to create my ideal budget.  I used 3 different worksheets: Paycheck, Budget, and Investments.  On the Paycheck worksheet, I entered in the amount of money I assumed I would be making, and I took out taxes accordingly.  On the second page (Budget), I took out all of the money necessary to live (i.e.- food, housing, loans, entertainment, etc...), and with the money I had left at the end, I put it in my investments page.  On the Investments page, there are 3 important columns : the amount invested column (which shows how much money I have put in my investments thus far), the future value column (which shows how much money I will receive from my amount invested and the future value), and  the amount I will receive if I put all my money from the future value column into bonds.

Skills: list 6 skills related to spreadsheets 

Formulas Autosum Chart
Copy Paste Table

Resources (hyperlinks) 
Skills list for the Excel 200 Mous Exam
The Excel 2000 Study Guide from BrainBuzz.com Occupational Outlook Handbook
Microsoft Excel

Tutorials  
Help in Excel

How-To Excel

Microsoft Excel Help

Microsoft Excel 2000 Getting Started

 

Careers using spreadsheets (list 4)
Coach Accountant Mathematician
Teacher    
 

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