Chilly Text

	Set the foreground color to light Blue. Then using Paint Shop Pro's text tool choose a font . ( I used 48 pnt. Cooper Medium BT in this tutorial) Place your text on the screen and deselect it.
	Select IMAGE > OTHER > DILATE 3 times.
	Set the foreground color to white Center your text over the light blue text and deselect it.
	Select the RETOUCH tool from the tool palette then select SMUDGE from the control palette. Using the smudge tool with a brush size of 3... Push white upward to form clumps of "snow" on top. Pull light blue in from the edges to form the shadows of the clumps. Pull white downward to form the icesicle.